.ba-ins-root,
.ba-ins-root * {
  box-sizing: border-box;
}

.ba-ins-root {
  --ba-ins-accent-light: #2d5a8a;
  --ba-ins-bg-card: #ffffff;
  --ba-ins-cta-band: #e8eaee;
  --ba-ins-cta-hero-bg: url("https://fmg-websites-custom.s3.amazonaws.com/articles/4KeysToBusinessAutoInsurance/assets/article-hero-2.jpg");
  --ba-ins-cta-no-footer-bg: url("https://fmg-websites-custom.s3.amazonaws.com/articles/4KeysToBusinessAutoInsurance/assets/no-footer-bg.jpg");
  --ba-ins-cta-overlay: rgba(0, 0, 0, 0.80);
  /* --ba-ins-shadow: 0 4px 14px rgba(26, 58, 92, 0.04); */
  /* --ba-ins-shadow-hover: 0 8px 24px rgba(26, 58, 92, 0.12); */
  --ba-ins-radius: 12px;
  --ba-ins-transition: 0.35s cubic-bezier(0.4, 0, 0.2, 1);
  --ba-ins-pl: 1.25rem;
  --ba-ins-pr: 1.25rem;

  width: 100%;
  max-width: 700px;
  min-width: 0;
  margin: 0 auto;
  padding-left: max(0px, env(safe-area-inset-left));
  padding-right: max(0px, env(safe-area-inset-right));
  overflow-x: clip;
  /* padding: 2rem var(--ba-ins-pr) 3rem var(--ba-ins-pl); */
  /* background: var(--ba-ins-bg-page); */
  line-height: 1.6;
  overflow-wrap: anywhere;
}

@media (min-width: 768px) {
  .ba-ins-root {
    --ba-ins-pl: 4rem;
    --ba-ins-pr: 2.5rem;
    /* padding: 0 var(--ba-ins-pr) 2rem var(--ba-ins-pl); */
  }
}

.ba-ins-intro {
  text-align: center;
  margin-bottom: 2rem;
}

.ba-ins-intro h1 {
  font-weight: 700;
  margin: 0 0 1rem;
  letter-spacing: -0.02em;
  line-height: 1.2;
}

.ba-ins-intro p {
  /* margin: 0 auto; */
}

.ba-ins-question-card {
  background: var(--ba-ins-bg-card);
  border-radius: var(--ba-ins-radius);
  box-shadow: var(--ba-ins-shadow);
  padding: 1.75rem 1.5rem;
  margin-bottom: 1.5rem;
  border: 1px solid rgba(26, 58, 92, 0.08);
}

@media (min-width: 640px) {
  .ba-ins-question-card {
    padding: 2rem 2.25rem;
  }
}

.ba-ins-question-card p {
  margin: 0;
  font-weight: 600;
  text-align: center;
  line-height: 1.2;
}

.ba-ins-choice-row {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  justify-content: center;
  margin-top: 1.75rem;
}

.ba-ins-choice-btn {
  flex: 1 1 160px;
  min-width: min(160px, 100%);
  max-width: 280px;
  min-height: 48px;
  padding: 1.25rem 1rem;
  /* border: 2px solid rgba(26, 58, 92, 0.2); */
  border: none;
  border-radius: var(--ba-ins-radius);
  background: var(--ba-ins-bg-card);
  cursor: pointer;
  font: inherit;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.65rem;
  position: relative;
  isolation: isolate;
  overflow: hidden;
  touch-action: manipulation;
  -webkit-tap-highlight-color: transparent;
  transition:
    border-color var(--ba-ins-transition),
    background-color var(--ba-ins-transition),
    box-shadow var(--ba-ins-transition),
    transform 0.2s ease;
}

.ba-ins-choice-btn-yes,
.ba-ins-choice-btn-no {
  color: #fff;
  /* border-color: rgba(255, 255, 255, 0.4); */
  background-color: #14532d;
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}

.ba-ins-choice-btn-yes {
  background-image: url("https://fmg-websites-custom.s3.amazonaws.com/articles/4KeysToBusinessAutoInsurance/assets/yes-bg-2.jpg");
}

.ba-ins-choice-btn-no {
  background-color: #7f1d1d;
  background-image: url("https://fmg-websites-custom.s3.amazonaws.com/articles/4KeysToBusinessAutoInsurance/assets/no-bg-2.jpg");
}

.ba-ins-choice-btn-yes::before,
.ba-ins-choice-btn-no::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  z-index: 0;
  pointer-events: none;
  transition: opacity var(--ba-ins-transition);
}

.ba-ins-choice-btn-yes::before {
  background: linear-gradient(
    145deg,
    rgba(6, 78, 59, 0.74) 0%,
    rgba(22, 101, 52, 0.62) 45%,
    rgba(20, 83, 45, 0.7) 100%
  );
}

.ba-ins-choice-btn-no::before {
  background: linear-gradient(
    145deg,
    rgba(127, 29, 29, 0.74) 0%,
    rgba(185, 28, 28, 0.62) 45%,
    rgba(91, 15, 15, 0.72) 100%
  );
}

.ba-ins-choice-btn-yes .ba-ins-icon-wrap,
.ba-ins-choice-btn-yes .ba-ins-choice-label,
.ba-ins-choice-btn-no .ba-ins-icon-wrap,
.ba-ins-choice-btn-no .ba-ins-choice-label {
  position: relative;
  z-index: 2;
}

.ba-ins-choice-btn-yes::after,
.ba-ins-choice-btn-no::after {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  z-index: 1;
  pointer-events: none;
  will-change: transform;
  transition: transform 0.65s cubic-bezier(0.33, 1, 0.68, 1);
}

.ba-ins-choice-btn-yes::after {
  background: linear-gradient(
    105deg,
    rgba(6, 78, 59, 0.88) 0%,
    rgba(22, 101, 52, 0.58) 42%,
    rgba(20, 83, 45, 0.32) 72%,
    transparent 100%
  );
  transform: translateX(-100%);
}

.ba-ins-choice-btn-no::after {
  background: linear-gradient(
    90deg,
    transparent 0%,
    rgba(91, 15, 15, 0.32) 28%,
    rgba(185, 28, 28, 0.58) 58%,
    rgba(127, 29, 29, 0.88) 100%
  );
  transform: translateX(100%);
}

.ba-ins-choice-btn-yes:hover::after,
.ba-ins-choice-btn-yes:focus-visible::after {
  transform: translateX(0);
}

.ba-ins-choice-btn-no:hover::after,
.ba-ins-choice-btn-no:focus-visible::after {
  transform: translateX(0);
}

@media (hover: hover) and (pointer: fine) {
  .ba-ins-choice-btn:hover {
    border-color: var(--ba-ins-accent-light);
    box-shadow: var(--ba-ins-shadow-hover);
    transform: translateY(-2px);
  }

  .ba-ins-choice-btn-yes:hover,
  .ba-ins-choice-btn-no:hover {
    border-color: rgba(255, 255, 255, 0.65);
    box-shadow: 0 10px 28px rgba(0, 0, 0, 0.28);
  }
}

.ba-ins-choice-btn:active {
  opacity: 0.94;
}

.ba-ins-choice-btn-yes:hover::before,
.ba-ins-choice-btn-no:hover::before,
.ba-ins-choice-btn-yes:focus-visible::before,
.ba-ins-choice-btn-no:focus-visible::before {
  opacity: 0.9;
}

.ba-ins-choice-btn:focus {
  outline: 3px solid rgba(255, 255, 255, 0.55);
  outline-offset: 2px;
}

.ba-ins-choice-btn.ba-ins-choice-btn-selected {
  border-color: rgba(255, 255, 255, 0.95);
  box-shadow: 0 0 0 2px rgba(255, 255, 255, 0.35), 0 10px 28px rgba(0, 0, 0, 0.25);
}

.ba-ins-choice-btn-yes.ba-ins-choice-btn-selected::before,
.ba-ins-choice-btn-no.ba-ins-choice-btn-selected::before {
  opacity: 0.95;
}

@media (prefers-reduced-motion: reduce) {
  .ba-ins-choice-btn-yes::after,
  .ba-ins-choice-btn-no::after {
    transition: none;
  }
}

.ba-ins-choice-btn .ba-ins-icon-wrap {
  display: flex;
  align-items: center;
  justify-content: center;
}

.ba-ins-choice-btn .ba-ins-icon-wrap svg {
  width: 48px;
  height: 48px;
}

.ba-ins-choice-btn .ba-ins-choice-label {
  font-weight: 700;
}

.ba-ins-reveal-zone {
  position: relative;
  min-height: 0;
  scroll-margin-top: 1rem;
}

.ba-ins-reveal-panel {
  opacity: 0;
  visibility: hidden;
  max-height: 0;
  overflow: hidden;
  transform: translateY(-12px);
  transition:
    opacity var(--ba-ins-transition),
    transform var(--ba-ins-transition),
    max-height 0.5s ease,
    visibility 0s linear 0.35s;
}

.ba-ins-reveal-panel.ba-ins-reveal-panel-visible {
  opacity: 1;
  visibility: visible;
  max-height: 5000px;
  transform: translateY(0);
  transition:
    opacity var(--ba-ins-transition),
    transform var(--ba-ins-transition),
    max-height 0.6s ease,
    visibility 0s linear 0s;
}

.ba-ins-yes-heading, .ba-ins-no-heading {
  text-align: center;
  font-weight: 700;
  line-height: 1.2;
  margin: 0 0 1.5rem;
}

.ba-ins-coverage-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
}

@media (min-width: 640px) {
  .ba-ins-coverage-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

.ba-ins-coverage-card,
.ba-ins-reassurance-card {
  background: var(--ba-ins-bg-card);
  border-radius: var(--ba-ins-radius);
  box-shadow: var(--ba-ins-shadow);
  padding: 1.5rem;
  border: 1px solid rgba(26, 58, 92, 0.06);
}

.ba-ins-coverage-card h3 {
  margin: 0.5rem 0 0.75rem;
}

.ba-ins-coverage-card p,
.ba-ins-reassurance-card p {
  margin: 0;
}

.ba-ins-card-icon {
  width: 44px;
  height: 44px;
  max-width: 100%;
  object-fit: contain;
  flex-shrink: 0;
}

.ba-ins-coverage-card .ba-ins-card-icon {
  display: block;
  margin: 15px 0;
}

.ba-ins-cta-region {
  margin-top: 2rem;
  /* margin-left: calc(-1 * var(--ba-ins-pl)); */
  /* margin-right: calc(-1 * var(--ba-ins-pr)); */
  padding: 50px 35px;
  /* border-radius: var(--ba-ins-radius); */
  background-color: #000;
  background-image:
    linear-gradient(var(--ba-ins-cta-overlay) 0%, var(--ba-ins-cta-overlay) 100%),
    var(--ba-ins-cta-hero-bg, url("img/article-hero-2.jpg"));
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}

#ba-ins-cta-region-no {
  background-image:
    linear-gradient(var(--ba-ins-cta-overlay) 0%, var(--ba-ins-cta-overlay) 100%),
    var(--ba-ins-cta-no-footer-bg, url("img/no-footer-bg.jpg"));
}

.ba-ins-cta {
  margin: 0 auto;
  /* max-width: 36rem; */
  text-align: center;
  color: #fff;
  font-weight: 700;
}

.ba-ins-reassurance-card {
  text-align: center;
  /* max-width: 520px; */
  margin: 0 auto;
}

.ba-ins-reassurance-card .ba-ins-card-icon {
  margin: 0 auto 0.75rem;
  display: block;
}

.ba-ins-reassurance-card h2 {
  margin: 0 0 1rem;
  line-height: 1.2;
}

/* Narrow screens: stack Yes / No full-width, comfortable tap targets */
@media (max-width: 639px) {
  .ba-ins-question-card {
    padding: 1.25rem 1rem;
  }

  .ba-ins-choice-row {
    flex-direction: column;
    align-items: stretch;
    gap: 0.75rem;
  }

  .ba-ins-choice-btn {
    flex: 1 1 auto;
    max-width: none;
    width: 100%;
  }
}

@media (max-width: 399px) {
  .ba-ins-coverage-card,
  .ba-ins-reassurance-card {
    padding: 1.25rem 1rem;
  }
}

/* BD VIEW FIXES */
.MatterDetail .ba-ins-reveal-panel {
  display: block !important;
  opacity: 1 !important;
  visibility: visible !important;
  max-height: 5000px !important;
}
.MatterDetail .ba-ins-cta-region {
  display: block !important;
  margin-bottom: 50px !important;
}

.MatterDetail #ba-ins-panel-yes::before {
  content: "YES:" !important;
  font-size: 22px !important;
  font-weight: bold !important;
  background-color: #14532d !important;
  color: #fff !important;
  padding: 10px 10px 5px 10px !important;
}
.MatterDetail #ba-ins-panel-no::before {
  content: "NO:" !important;
  font-size: 22px !important;
  font-weight: bold !important;
  background-color: #7f1d1d !important;
  color: #fff !important;
  padding: 10px 10px 5px 10px !important;
}